Old 11-08-2007, 02:11 AM Offline   #1 (permalink)



 
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good article on CNN....

http://money.cnn.com/2007/11/01/pf/2...ion=2007110609


 
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Old 11-08-2007, 09:32 AM Offline   #2 (permalink)



 
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good looks
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Old 11-08-2007, 01:57 PM Offline   #3 (permalink)



 
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Don't jump at a jumbo

For buyers: These days $417,000 is a magic number: If your mortgage exceeds that amount, it's considered a jumbo, and your interest rate will be about six-tenths of a percentage point higher than you'd pay on a standard 30-year fixed-rate loan vs. just two-tenths of a point normally.

The gap expanded last summer when the credit crunch hit, and it's likely to remain unusually wide next year.

To avoid paying the extra interest, try to come up with a big enough down payment to bring your mortgage below $417,000. Or simply hold out for a less expensive house.

Getting a $400,000, 30-year fixed-rate loan instead of a $425,000 jumbo will save you about $325 a month and more than $92,000 in interest over the life of the loan.



one of the better points to me......or at least, one that i became most familiar with....
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Old 11-09-2007, 03:06 AM Offline   #4 (permalink)



 
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Originally Posted by Sooner View Post
Don't jump at a jumbo

For buyers: These days $417,000 is a magic number: If your mortgage exceeds that amount, it's considered a jumbo, and your interest rate will be about six-tenths of a percentage point higher than you'd pay on a standard 30-year fixed-rate loan vs. just two-tenths of a point normally.

The gap expanded last summer when the credit crunch hit, and it's likely to remain unusually wide next year.

To avoid paying the extra interest, try to come up with a big enough down payment to bring your mortgage below $417,000. Or simply hold out for a less expensive house.

Getting a $400,000, 30-year fixed-rate loan instead of a $425,000 jumbo will save you about $325 a month and more than $92,000 in interest over the life of the loan.



one of the better points to me......or at least, one that i became most familiar with....
http://www.msnbc.msn.com/id/21694890/

just posted last night

I dont really know what it means but it talks about what you just said and trying to make it easier for people financing that much to get the loan.
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Old 11-09-2007, 04:51 AM Offline   #5 (permalink)



 
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Originally Posted by TahJay View Post
http://www.msnbc.msn.com/id/21694890/

just posted last night

I dont really know what it means but it talks about what you just said and trying to make it easier for people financing that much to get the loan.

yeah man.....lenders were being STUPID and short-sighted
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